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EMI/loan terms - Hopes 'N' Heights
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EMI/loan terms

🏦 EMI / Loan Terms & Conditions
Interior Design Services | Furniture | Modular Kitchen | Ekraa Handicrafts

✨ Why Choose EMI from Hopes n Heights Consultancy Services?

At Hopes n Heights, we understand that quality interior design and furniture work can be a big investment. That’s why we offer easy and transparent EMI (Equated Monthly Installment) and zero-cost loan options to help you design your dream home without financial stress.

📋 Eligibility Criteria

To avail EMI/Loan facility, the following conditions apply:

  • Minimum project value: ₹50,000
  • Valid government ID proof (Aadhaar, PAN)
  • Valid income proof (for financed EMI)
  • Client must be 21 years or older
  • Loan approval subject to third-party NBFC or bank verification

📑 Documents Required

  • Aadhaar Card & PAN Card
  • Bank Statement (Last 3 months)
  • Income Proof / Salary Slip
  • Signed agreement (with project quotation)
  • Passport size photo

💡 EMI Options Available

We offer flexible payment plans:

Project TypeTenure OptionsInterest Type
Modular Kitchen3, 6, 9, 12 months0% or Low Interest
Wardrobe & Furniture3, 6, 9 months0% or Low Interest
Full Home InteriorUp to 36 monthsCustom Offers
Ekraa Decor Products3 or 6 monthsZero Cost EMI*

*Subject to availability & third-party partner approval.

⚖️ Terms & Conditions

  1. Loan approval is subject to eligibility verification by our partnered finance providers.
  2. EMI is available only on selected services and products.
  3. Any loan default or delay in EMI payment may attract penalties as per financer policy.
  4. Cancellation after loan disbursal will not be eligible for full refund.
  5. EMI cannot be availed on cash-on-delivery purchases.
  6. Processing fees may apply based on the loan partner’s terms.
  7. Hopes n Heights is not responsible for delays or rejection of loan approval.
  8. Refunds, if any, will follow our standard Refund Policy.

📞 Need Help?

For any queries related to EMI options, call us at:
📱 +91 82520 98482 / +91 76674 64248
📧 Email: sumanghosh7978@gmail.com

You can also visit our office at:
📍 Telipara Road, Dhanbad, Jharkhand – 826004

Hirapur, Dhanbad Jharkhand - 826001

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